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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Customer service excellence

Whenever I had an issue with orders or payments I just phoned up and spoke to a member of staff and they helped me resolve my problem and ensured I was happy with the outcome before the call was over. Reviewed on: 16th April 2026

Excellent service easy to use and manage payments

Excellent service easy to use and manage payments Reviewed on: 16th April 2026

I experience difficulty setting up my direct debit o...

I experience difficulty setting up my direct debit on my single current account because it's tied to my French PayPal account which I couldn't verify as I had relocated beck to England before I could verify the account. It has proved difficult to resolve this as you have different customer service for the two regions. This has gone on for years so I am unable to set up my direct debit. It's infuriating. This is my biggest negative with PayPal. Reviewed on: 16th April 2026

Happy Customer!

Have been using PayPal Credit for a long time! So easy to use Reviewed on: 16th April 2026

Paypal is always helpful in resolving issues with ex...

Paypal is always helpful in resolving issues with excellent customer support and money back guarantee. Reviewed on: 16th April 2026

I like paypal best credit company

I like paypal best credit company Reviewed on: 16th April 2026

Always quick reliable and many different payment me...

Always quick reliable and many different payment methods to suit needs. Reviewed on: 16th April 2026

Just the best always there when I need it

Just the best always there when I need it Reviewed on: 16th April 2026

Excellent

Never had a problem, they listen, excellent service and always resolve the problem Reviewed on: 16th April 2026

Easy and smooth process.

Easy and smooth process. Various options of payments methods like credit card, pay in 3 instalments etc. I haven’t had any problems recently and if I buy online I always look for an option to pay with paypal, that means the site is legit and it’s unlikely I will have any issues. Reviewed on: 16th April 2026

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