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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Efficient,reliable,quick.

Efficient,reliable,quick.Available Reviewed on: 16th April 2026

Only had an issue once.

Only had an issue once. It was sorted out immediately over the phone. The fault was with me. otherwise no problems and the good thing is if I see something I like PayPal is always there should I need it. Reviewed on: 16th April 2026

When I purchased an item which didn't arrive PayPal.

When I purchased an item which didn't arrive PayPal. Followed up and got me a refund. They are also great for the ways you can pay back for uour purchases Reviewed on: 16th April 2026

Easy and flexible.

Easy and flexible. Perfect for either paying in full or spreading the cost. Also feel my purchasing is protected with Paypal Reviewed on: 16th April 2026

Peace of mindmakes managing money much easier.

PayPal makes managing money much easier. Reviewed on: 16th April 2026

Secure and reliable

Been with PayPal for many years and it has always improved Reviewed on: 16th April 2026

Peace of mind

It's just their when needed...not fuss or frightened to use the money available. And no hidden charges just straight forward Reviewed on: 16th April 2026

Easy to use.

Easy to use. Convenient. Amazing offers. Reviewed on: 16th April 2026

The most simplest and effective way in making purcha...

The most simplest and effective way in making purchases, also with the pay in three without interest. The app allows you to check recent activity, transactions and if there is an issue, complaints departments does a great job. Reviewed on: 16th April 2026

Very simple easy to use.

Very simple easy to use. Helpful when I had a payment issue. Very useful with PayPal credit and payin3 Reviewed on: 16th April 2026

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