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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

I got PayPal credit to buy a Gong for my sound heali...

5
I got PayPal credit to buy a Gong for my sound healing buisness which without the credit I couldn’t afford. Now I’m making money from my purchase Reviewed on: 16th April 2026

Very open and honest about products

5
Very open and honest about products Reviewed on: 16th April 2026

Always good service from pay pal

5
Always good service from pay pal Reviewed on: 16th April 2026

paypal credit is very helpful for online purchases

5
easy to transfer money. customer service is reliable and efficient. paypal credit is very helpful for online purchases Reviewed on: 16th April 2026

Great service ...

5
Always available to pay for things that I need great service Reviewed on: 16th April 2026

Easy to pay, excellent interest free credit available.

5
Easy to pay, excellent interest free credit available. Easy to track all transactions Reviewed on: 16th April 2026

Great experience

5
PayPal has really helped me and made transactions smoother Reviewed on: 16th April 2026

Very good service. Thank you.

5
Very good service. I like using my credit card from PayPal. Thank you. Reviewed on: 16th April 2026

fast and easy way to send and receive money

5
fast and easy way to send and receive money Reviewed on: 16th April 2026

For my numbrr 1

5
My experience with PayPal spans many years, and I've never had any problems before. They've helped me resolve issues with fraudulent purchases and direct debits. It's great working with PayPal. Reviewed on: 16th April 2026

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