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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Simply Fantastic

I have used PayPal for a number of years and I find the credit really useful during certain times in the year when cash flow may be a problem. Not only that but whenever I have had trouble with a transaction or trading company they have proved themselves invaluable. If I have had to call them (rarely as they are always on their A game) their customer service representatives are second to none. Reviewed on: 16th April 2026

Paypal are very understanding and very reliable on c...

Paypal are very understanding and very reliable on chasing suppliers to get any problem resolved Reviewed on: 16th April 2026

I always find PayPal a great option for my online pu...

I always find PayPal a great option for my online purchases. I’ve tried others but they don’t meet my needs. Reviewed on: 16th April 2026

Paypal pay in 3 is the best thing ever.

Paypal pay in 3 is the best thing ever. Allows me to spread cost for items. Reviewed on: 16th April 2026

PayPal ensures that companies are authorised, reduci...

PayPal ensures that companies are authorised, reducing the risk of scams, it also gives me the flexibility to purchase an item and pay later when received. When purchasing off websites where I can see pay with PayPal, I am able to feel confident that the item I will purchase is as advertised and will benefit me and avoid me returning items. Reviewed on: 16th April 2026

Loving the new rewards system.

Loving the new rewards system. I'm trying to come away. From using credit cards, so transferring a budgeted amount to PayPal is helping keep control of my spending. Reviewed on: 16th April 2026

Easy to get credit with appropriate interest rate fo...

Easy to get credit with appropriate interest rate for buy now pay later deal. Reviewed on: 16th April 2026

PayPal my life my all

The best of the best when it comes to financing, payment and settlement. No app does it better than PayPal Reviewed on: 16th April 2026

I find it easy to transfer money with PayPal, most e...

I find it easy to transfer money with PayPal, most especially “abroad” Reviewed on: 16th April 2026

My experience with paypal is great

My experience with paypal is great Reviewed on: 16th April 2026

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