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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Easy to use both online and in store.

5
Easy to use both online and in store. On selected purchases you can make payments upto 4 months with no interest Reviewed on: 16th April 2026

Great experience and benefits

5
Been so smooth with each of the products and benefits Reviewed on: 16th April 2026

Easy to use, feels secure, accepted in so many places.

5
Easy to use, feels secure, accepted in so many places. Reviewed on: 16th April 2026

Great service, no complaints.

5
Great service, no complaints. Always there when I need it. Reviewed on: 16th April 2026

Trusted and valued

5
Always used PayPal, trusted and valued Reviewed on: 16th April 2026

Excellent service, easy to use. The best

5
Excellent service, easy to use, information is very helpful and different services Reviewed on: 16th April 2026

Always helpful and there when needed

5
Always helpful and there when needed Reviewed on: 16th April 2026

The best way ever invented to pay your staff

5
Everything I need for my house, for my daily life and anything I need I am using pay pal to pay. I think is the best thing ever invented. It is one quickly, excellent and secure way to pay online purchases. Since I meet this app I neve stopped to use. Reviewed on: 16th April 2026

I needed some money for some personal stuff and wen...

5
I needed some money for some personal stuff and went to PayPal credit and took me 5 minutes to get the money and buy what I needed it. Reviewed on: 16th April 2026

Brilliant Service

5
PayPal is just so easy and secure to use for shopping on line ensuring you can afford items spread over 3 monthswith an extensive list of suppliers and easy to review account also contacting customer services who are helpful and knowledgeable Reviewed on: 16th April 2026

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