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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Paypal is a game changer

Use PayPal on a lot of items that would be difficult to purchase in one go, so spreading payments interest free is great Reviewed on: 16th April 2026

Easy to use especially for a technophobe like me.

Easy to use especially for a technophobe like me.The payment process is quick. Reviewed on: 16th April 2026

Fast, trustworthy, easy.

Fast, trustworthy, easy. Transfers and payments with good rates or no interest. Reviewed on: 16th April 2026

Quick and easy to use, so far had good experience us...

Quick and easy to use, so far had good experience using it and refunds, if necessary, issued quickly Reviewed on: 16th April 2026

Just so easy to use and ten interest free options ar...

Just so easy to use and ten interest free options are awesome Reviewed on: 16th April 2026

I had issues with sellers

I had issues with sellers and I asked PayPal to get my money back and they did. I've never had issues with PayPal. Reviewed on: 16th April 2026

Outstanding Service Could not ask for better service.

Could not ask for better service. Reviewed on: 16th April 2026

Very good service and helpful when you need it

Very good service and helpful when you need it Reviewed on: 16th April 2026

I like it.

I like it. Easy to use. But I think app itself and view could be improved Reviewed on: 16th April 2026

Perfect.

Paypal is simpy the best cash app for everything. Reviewed on: 16th April 2026

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