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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Really great wood definitely recommend

5
Really great wood definitely recommend Reviewed on: 16th April 2026

they told me to close and open my account even thoug...

5
they told me to close and open my account even though I knew better than this Reviewed on: 16th April 2026

Paypal is more trusted, and more safe.

5
Paypal is more trusted, and more safe. I never regret joining paypal. Reviewed on: 16th April 2026

Great experience and great service

5
Great experience and great service Reviewed on: 16th April 2026

Can’t fault anything about the pay pal service

5
Can’t fault anything about the pay pal service Reviewed on: 16th April 2026

total control of your account

5
It’s great to be in total control of your account Reviewed on: 16th April 2026

Excellent customer service

5
Excellent customer service .. Solved my problem straight away.. All polite at effective. Would highly recommend using this company . Reviewed on: 16th April 2026

Super-easy to apply for, and flexibility to pay back.

5
Super-easy to apply for, and flexibility to pay back. Reviewed on: 16th April 2026

Easy, and convenient way of paying for everyday thin...

5
Easy, and convenient way of paying for everyday things, no hassle and a stress free app to let you look at your spending Reviewed on: 16th April 2026

Never had any issues and does everything I need it t...

5
Never had any issues and does everything I need it to do Reviewed on: 16th April 2026

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