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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Always an excellent service.

Always an excellent service. Hassle free Reviewed on: 16th April 2026

Two excellent buy now pay later programmes.

Two excellent buy now pay later programmes. No crazy credit limits so easy to stay responsible Reviewed on: 16th April 2026

Very pleasant experience clear app

Very pleasant experience clear app Reviewed on: 16th April 2026

paypal credit a good option

paypal credit is an good way to pay for item that you want its easy to use you can decide what way to pay either monthly or pay in 3 you can get interest free so your item does not cost any more than the original price i find it very good Reviewed on: 16th April 2026

When paying to PayPal credit account from a current...

When paying to PayPal credit account from a current bank account it takes too long for the money to leave the account. When paying off a pay in 4 item you cannot see to separate making payments specifically to that credit. Reviewed on: 16th April 2026

Easy to use, clear advice .

Easy to use, clear advice . Good place to get credit when needed Reviewed on: 16th April 2026

Its okay I got charged for some things I was unaware...

Its okay I got charged for some things I was unaware of makes me want to get another elsewhere though Reviewed on: 16th April 2026

From day one (9yrs) I have found it easy and saf...

From day one (9yrs) I have found it so easy and safe to use my PayPal account. I pay for everything online with PayPal where possible. As a pensioner it is reassuring to know you are in safe hands. Excellent customer service any issues I have had has always been resolved by polite friendly staff. Well done PayPal continue the good work. Reviewed on: 16th April 2026

Great for me as no interest plans available

Great for me as no interest plans available Reviewed on: 16th April 2026

Amazing, easy to use and budget.

Amazing, easy to use and budget. It is even better that they now offer a physical card aswell. I would highly recommend Reviewed on: 16th April 2026

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