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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Great simple transaction and payment services

5
Great simple transaction and payment services Reviewed on: 16th April 2026

Been with PayPal for 20 years now.

5
Been with PayPal for 20 years now. The best thing is that there are no hidden fee or charges. Even after years of inactivity they have been retaining my account and the money I had in the account. Reviewed on: 16th April 2026

Trusted and secure and always helpful.

5
Trusted and secure and always helpful. Reviewed on: 16th April 2026

Easy to Use , Very Useful , Safe Transactions

5
Easy to Use , Very Useful , Safe Transactions Reviewed on: 16th April 2026

Very flexible and reliable, I strongly recommend paypal

5
Very flexible and reliable, I strongly recommend paypal Reviewed on: 16th April 2026

Great service that keeps improving!

5
I have been using PayPal for almost 20 years. Always secure, reliable and the customer services are second to none. Great service that keeps improving! Reviewed on: 16th April 2026

Never had any issues with transactions and with the...

5
Never had any issues with transactions and with the peace of mind that any sales are protected by pay pal money back. Reviewed on: 16th April 2026

Perfect!

5
Great all around service. Many thanks Reviewed on: 16th April 2026

I am using PayPal for many years now and I have to t...

5
I am using PayPal for many years now and I have to tell you it’s the best customer service experience I ever had, in the past years I’ve purchase an item on eBay cost over £800 and I did not receive the item then I phone Pay PayPal And report the dispute PayPal was quick to act and un repay back the money to my account so far that reason I’ll give five stars. Reviewed on: 16th April 2026

Pay in 3 is instance and your informed with every pa...

5
Pay in 3 is instance and your informed with every payment due date Reviewed on: 16th April 2026

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