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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easy to use and make more expensive purchases easy t...

Easy to use and make more expensive purchases easy to achieve. Reviewed on: 16th April 2026

I’ve had no problems at all safe and easy to pay for...

I’ve had no problems at all safe and easy to pay for goods or send money to friends Reviewed on: 16th April 2026

I m enjoying it

Just startbusing it, its good that its hide my bank detail and one shop from payment to tracking the delivery Reviewed on: 16th April 2026

Very easy to apply for, quickly dealt with, very eff...

Very easy to apply for, quickly dealt with, very efficient and professional service Reviewed on: 16th April 2026

PayPal credit

PayPal credit can be used once approved on your phone and in shops. It is an easier way to manage your account/PayPal from the app. You also get to earn more points with PayPal than a regular account, Reviewed on: 16th April 2026

Have been using PayPal for 15years.

Have been using PayPal for 15years. It only gotten better over the years Reviewed on: 16th April 2026

A very useful facility

PayPal Credit has been very helpful in spreading the cost of a large purchase. Interest free with good communication from PayPal. Reviewed on: 16th April 2026

Makes payments easy and allows me to buy stuff in in...

Makes payments easy and allows me to buy stuff in installments. I mostly use the pay in 3 which dont notice comming out over that period Reviewed on: 16th April 2026

Very useful, safe and an excellent communication ski...

Very useful, safe and an excellent communication skills, I feel comfortable paying using pay pal Reviewed on: 16th April 2026

Easy to apply and use, fats payments, rewards when s...

Easy to apply and use, fats payments, rewards when spending that can be used to purchase products services or towards balance, ability to use at many retailers. Reviewed on: 16th April 2026

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