Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

Never let me down.

Never let me down. Always right there if I need them. Reviewed on: 16th April 2026

Paypal - The only way to Pay!!!

Paying via PayPal is simple and safe and the customer service great Reviewed on: 16th April 2026

PayPal always solves issues quickly and fare.

PayPal always solves issues quickly and fare.Great customer service given. Feel safe to use paypal Reviewed on: 16th April 2026

First Class

Excellent Experience and customer service - highly recommend. Reviewed on: 16th April 2026

Easy to use, and very reliable.

Easy to use, and very reliable. The app also user friendly Reviewed on: 16th April 2026

PayPal credit is simple to use and easy to see what...

PayPal credit is simple to use and easy to see what is owed. Reviewed on: 16th April 2026

Never had any issues, and good customer service

Never had any issues, and good customer service Reviewed on: 16th April 2026

I find PayPal easy to use.

I find PayPal easy to use. Pay in three is an excellent way of paying for more expensive items. Reviewed on: 16th April 2026

Very easy to use both commercially and between frien...

Very easy to use both commercially and between friends and family. Reviewed on: 16th April 2026

Very good and great customer Sevice all the time

Very good and great customer Sevice all the time Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.72 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub