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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Painless payments using PayPal

Very rare to have any problems when using PayPal and if you have any they are painlessly resolved. Only issue can be getting to speak to an actual person but even that is easily resolved too. Reviewed on: 16th April 2026

Phone up about scam very helpful

Phone up about scam very helpful Reviewed on: 16th April 2026

Great service!

Great service! Very easy to work app. Reviewed on: 16th April 2026

Honest review

It is very easy to use the application. Reviewed on: 16th April 2026

Easy to use app and I could use the services with wi...

Easy to use app and I could use the services with wider merchants Reviewed on: 16th April 2026

App based account.

App based account. Easy and user friendly Reviewed on: 16th April 2026

It's easy and convenient

It's easy and convenient to use. Get feasible option on payment which helps on days to day expenses. Reviewed on: 16th April 2026

Excellent nice and quick

Always nice and quick never any trouble and safe Reviewed on: 16th April 2026

Everything so easy no problems buying with you.

Everything so easy no problems buying with you. When I have phoned it’s been a good experience Reviewed on: 16th April 2026

So far excellent , very easy to use

So far excellent , very easy to use Reviewed on: 16th April 2026

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