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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Always had excellent experiences using PayPal.

5
Always had excellent experiences using PayPal. not a bad word to say Reviewed on: 16th April 2026

PayPal Payment

4
Originally payment method on eBay but now offers flexible ways to make payments. More companies offering PayPal payments which is good a thing. Reviewed on: 16th April 2026

The experience has been good so far.

5
The experience has been good so far. It has enabled me to utilise credit safely. Reviewed on: 16th April 2026

Easy pay

4
Brilliant when you wanna pay 4 interest payments Reviewed on: 16th April 2026

Easy money

5
Just really easy to navigate. Very happy with this app Reviewed on: 16th April 2026

PayPal for peace of mind

5
PayPal offer really good flexibility and are very good if any issues should arise. Products and promos are explained clearly, they deliver as they say they will. Reviewed on: 16th April 2026

Years of support and encouragement many thanks

5
Years of support and encouragement many thanks Reviewed on: 16th April 2026

I am rather happy to use PayPal.

5
I am rather happy to use PayPal. I wish I could have an instalment option for everything:) Reviewed on: 16th April 2026

My experience with paypal has been very positive the...

4
My experience with paypal has been very positive the only downside I found is when we need to speak with someone from paypal is not the best communication system. Reviewed on: 16th April 2026

Excellent

5
Totally excellent 100 per cent satisfaction Reviewed on: 16th April 2026

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