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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Really reasonable and very reliable Helps me greatly

Really reasonable and very reliable Helps me greatly Reviewed on: 16th April 2026

Simple, easy payment solutions, whist safe and secur...

Simple, easy payment solutions, whist safe and secure access Reviewed on: 16th April 2026

Poor Customer Service

I experienced very poor service last year when I had to call customer service regarding. a Paypal Credit transaction. I spoke to 4 different staff members and eventually I sent a written complaint which I did not receive a satisfactory response. Reviewed on: 16th April 2026

PayPal credit is extrremely easy and hassle free.

PayPal credit is extrremely easy and hassle free. Reviewed on: 16th April 2026

PayPal credit is great, it’s convenient and I like t...

PayPal credit is great, it’s convenient and I like the 0% interest for 4 months Reviewed on: 16th April 2026

I brought a phone and I used PayPal credit to help m...

I brought a phone and I used PayPal credit to help me pay for it Reviewed on: 16th April 2026

Excellent customer service my experience so far has...

Excellent customer service my experience so far has been great. Reviewed on: 16th April 2026

PayPal is awesome helps with some many payments on i...

PayPal is awesome helps with some many payments on items you can’t offord to pay fully wouldn’t ask for a better money saver Reviewed on: 16th April 2026

Customer service

I had to change monthly direct debit spoke to customer service very helpful. Reviewed on: 16th April 2026

Easy to use.

Easy to use. Links well with other apps, eBay etc. Reviewed on: 16th April 2026

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