Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

They are reliable fast and seamless

They are reliable fast and seamless Reviewed on: 16th April 2026

Does it get better?

PayPal makes my life easier, my online presence safer and for free. Does it get better? Reviewed on: 16th April 2026

Never had any issues.

Never had any issues. Fantastic service, easy to use and manage my account Reviewed on: 16th April 2026

Convenient

Paypal Credit is a great option to finance myself. It has been very useful. Reviewed on: 16th April 2026

They help me spread my cost of purchase that is the...

They help me spread my cost of purchase that is the pay in 3 plan very good option so you don’t have to owe or pay interest Reviewed on: 16th April 2026

Really easy to use and trusted provider

Really easy to use and trusted provider Reviewed on: 16th April 2026

Great service

They have provided a good easy to use service Reviewed on: 16th April 2026

Always courteous, efficient and fair

Always courteous, efficient and fair Reviewed on: 16th April 2026

Easy to use and very helpful friendly customer servi...

Easy to use and very helpful friendly customer service, willing to assist Reviewed on: 16th April 2026

Great interest free for 4 months over£100

Great interest free for 4 months over£100 Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101307 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub