Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Generally great to deal with.

5
Generally great to deal with. One issue recently that was resolved over the phone by a friendly member of the team Reviewed on: 16th April 2026

They have the best way of payment plans I ever saw, .

5
They have the best way of payment plans I ever saw, .. it’s on point Reviewed on: 16th April 2026

Paypal credit is great and helpful

5
Paypal credit is really good and helpful app for pay for things and return in 4 payments Reviewed on: 16th April 2026

So easy and fast to apply, lots of perks for opening...

5
So easy and fast to apply, lots of perks for opening account. Reviewed on: 16th April 2026

Very helpful thank so much

4
I’ve also developed strong teamwork and time-management skills, which help me stay organized and meet deadlines. I’m adaptable, quick to learn new systems, and motivated to deliver reliable and secure service qualities that align well with PayPal’s focus on trust and customer satisfaction. Reviewed on: 16th April 2026

I use it for all my online purchases where available.

5
I use it for all my online purchases where available. It gives me an extra layer of security. For larger purchases. Pay in 3 being my preferred method. Really helps with household budgeting. Reviewed on: 16th April 2026

Love PayPal

5
Love using PayPal as it gives me security with my purchases Reviewed on: 16th April 2026

PS- PayPal review

5
I've been using PayPal for many years, never had any issues. I always feel safe when I see the PayPal payment option on websites. Very happy overall. Reviewed on: 16th April 2026

Excellent, I would recommend it to my family and fri...

5
Excellent, I would recommend it to my family and friends. Reviewed on: 16th April 2026

PayPal credit

5
I have used PayPal credit several times and find it very good with 4 months interest free why not give it a try. Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101307 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products