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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Great way to manage my payments.

Great way to manage my payments. Allows me to control my spending. Reviewed on: 16th April 2026

Excellent

Having PayPal credit has been great especially as I get 4 months to pay without interest, would highly recommend to family and friends. Reviewed on: 16th April 2026

I have never had any issues with paypal.

I have never had any issues with paypal. It is easy, convenient and efficeint. Reviewed on: 16th April 2026

Always feeling my payments protected when use PayPal

Always feeling my payments protected when use PayPal Reviewed on: 16th April 2026

Used PayPal for years and it’s always been a top ser...

Used PayPal for years and it’s always been a top service Reviewed on: 16th April 2026

PayPal is providing excellent and competitive services.

PayPal is providing excellent and competitive services. I am most impressed about different offers available to customers and great communication always about your account. Reviewed on: 16th April 2026

Reasons I would recommend Paypal

Very easy to use. I can use it with ease on multiple online sites without issues. I like that I can have more options on how I can make purchases. When I have had to contact PayPal directly, it has been very easy to resolve any Issues. Information on my account are always correct. I can send funds to family and friends with ease. The reminders when monthly payments are due are great. You are kept up to date on any changes with agreement Policies. Reviewed on: 16th April 2026

Very well, I like Deferral of interest.

Very well, I like Deferral of interest.......................................................................................... Reviewed on: 16th April 2026

Saved by PayPal

I'm not very old at PayPal but the services are easy to access, terms very understandable and swift. I love paypal credit as it has got me out of a few cases where I needed to reach somewhere and saw that its acceptable via Uber. Reviewed on: 16th April 2026

Amazing experience through the last 13 years

Amazing experience through the last 13 years Reviewed on: 16th April 2026

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