Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Paypal is simply the best.

5
Paypal is simply the best. They are easy to use reliable and more assuring Reviewed on: 16th April 2026

This has been the easiest payment pathway I have set...

5
This has been the easiest payment pathway I have set up. Reviewed on: 16th April 2026

Reliable, secure, and very easy to use

5
Reliable, secure, and very easy to use Reviewed on: 16th April 2026

Handy 4 months 0% credit, credit and debit card

5
I have been using Paypal for years now. Very handy to plan your expenses for a short 0% interest credit. And now having credit card to use Paypal anywhere, nothing else you can ask for. Well, maybe 12 months 0% interest at times would be excellent. I got a Paypal debit card too. On top of that earning points for using them is a huge advantage. Points that turn into money. Heaven! Reviewed on: 16th April 2026

I am very happy with the service.

5
I am very happy with the service... it is always helpful to me... Reviewed on: 16th April 2026

Reliable!

5
I am pleased to share my consistently positive experience with this online payment service. The platform offers a remarkably user-friendly interface, making transactions both simple and swift. I have always found their security measures to be robust and reassuring. Furthermore, their customer support has been consistently helpful whenever I've needed assistance. Overall, this service has proven to be an indispensable tool for my online financial needs. Reviewed on: 16th April 2026

It's easy to use

5
It's easy to use and pay for things online, booking hotel to flights, restaurants. Customer service is great for dealing enquiries Reviewed on: 16th April 2026

easy to use, great support.

5
easy to use, great support. always use paypal for security and protection Reviewed on: 16th April 2026

Fast and easy transactions easy to use with exallent...

5
Fast and easy transactions easy to use with exallent customer service Reviewed on: 16th April 2026

Este eficient,rapid si de mare ajutor!

5
Este eficient,rapid si de mare ajutor! Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 101307 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3854 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products