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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Very convenient and reliable

Very convenient and reliable to use with many retailers. Reviewed on: 16th April 2026

Brilliant. Very happy customer

Any issues ive had, have been rectified as soon as possible with great communication from the PayPal team. I feel secure knowing my card details are safely stored and encrypted Reviewed on: 16th April 2026

Pay Pal a very good system

Pay Pal are an excellent company making it easy to spread costs out Reviewed on: 16th April 2026

Works well splitting a large purchase over a few mon...

Works well splitting a large purchase over a few months interest free. The App is a little confusing to use. Reviewed on: 16th April 2026

Fast and Reliable Service

“PayPal Credit made online purchases quick and secure. The application process was simple, and I appreciated the clear breakdown of monthly payments. Customer support responded promptly when I had a query, which gave me confidence in using the service.” Reviewed on: 16th April 2026

Extremely easy transactions and ease of use.

Extremely easy transactions and ease of use. Very happy to be earning points whilst spending money which i can save for bigger purchases Reviewed on: 16th April 2026

Pay-in-3 cost spreading is so helpful.

I use Pay-in-3 regularly to spread the cost of purchases without incurring interest. It makes things affordable without pressuring my monthly budget. Reviewed on: 16th April 2026

PayPal credit revue

Always dealt with any issues that I’ve had quickly and professionally . Reviewed on: 16th April 2026

Problem free PayPal.

Never had a problem with PayPal, and have helped me get money back from an unscrupulous supplier. Reviewed on: 16th April 2026

Simple and Efficient Experience

My experience overall has been smooth. PayPal credit is easy to navigate; the process of using it is quite straightforward. I am always able to complete transactions without confusion. Reviewed on: 16th April 2026

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