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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easy way to way !

Easy way to way ! Spreads the cost at % interest for 4 months ! In this day an age - a god send ! Thank you PayPal x Reviewed on: 16th April 2026

PayPal Payment Pleasure.

Very efficient& straight forward. I have just started using PayPal Credit but impressed so far with how easy it it is. Reviewed on: 16th April 2026

Paypal is easy to use.

Paypal is easy to use. Its online platform make it more attractive Reviewed on: 16th April 2026

Trusty way to pay or transfer online.

Trusty way to pay or transfer online. And the new pay in 3 or credit if wow. Hope next will be a card that give the chance to pay in 3 in every site inline Reviewed on: 16th April 2026

An extremely handy way to pay for goods online.

An extremely handy way to pay for goods online, easy to payback and often with no financial penalties as long as you pay back on time and as agreed. Reviewed on: 16th April 2026

Excellent card, accepted in many places.

Excellent card, accepted in many places. Reviewed on: 16th April 2026

Various payment plans which makes it easy to budget

Various payment plans which makes it easy to budget Reviewed on: 16th April 2026

Friendly app on my phone.

I feel more comfortable using this app on my phone. Reviewed on: 16th April 2026

Great service.

Great service. Easy to use. Not had any issues at all. Reviewed on: 16th April 2026

Great Service all round !

Having used PayPal for 30+ years, I would definitely recommend PAYPAL. It provides lots of useful features such as Pay in 3, PayPal Credit & debit. It also provides peace of mind with purchases with buyer protection & seller protection. Reviewed on: 16th April 2026

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