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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Paypal is always my go to for using online shopping...

Paypal is always my go to for using online shopping both debit and credit. I've only had the odd issue if it's taken a double payment etc but always refunds immediately and accessible customer service. Their credit options are great for me in installments and over 4 months Reviewed on: 16th April 2026

Everything is in one place straightforward easy paym...

Everything is in one place straightforward easy payment plan Reviewed on: 16th April 2026

Paypals the best!

Easy to navigate, very helpful customer service & safest way to pay through paypal Reviewed on: 16th April 2026

Great shopping

It’s fantastic have used it for years without any problems. Great app. Secure. Use all the time shopping online. Great to spread the costs over time interest free. Reviewed on: 16th April 2026

Top draw financing company,

Never any issue with purchasing an item.If i have ever needed a problem sorting the service team are great. I have fallen prey to a few scams in my time and with Paypal it gets rectified virtually instantly Reviewed on: 16th April 2026

It's quite sustainable and very manageable

It's quite sustainable and very manageable Reviewed on: 16th April 2026

I have had a good experience using PayPal Credit.

I have had a good experience using PayPal Credit. It is easy to manage payments and gives flexibility when needed. The app is simple to use and I can keep track of my spending clearly. Overall, it has been reliable and helpful. Reviewed on: 16th April 2026

Great service and great flexible environment to mana...

Great service and great flexible environment to manage your money! Reviewed on: 16th April 2026

Extremely user-friendly, and good value.

Extremely user-friendly, and good value. I would recommend this. Reviewed on: 16th April 2026

Very easy to use and very helpful

Very easy to use and very helpful Reviewed on: 16th April 2026

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