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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Absolutely fantastic .

5
Absolutely fantastic . Quick response and I prefer to use PayPal for transactions Reviewed on: 16th April 2026

I have very good experience and I recommend

5
I have very good experience and I recommend Reviewed on: 16th April 2026

U like it because you can use a PayPal nearly everyw...

5
U like it because you can use a PayPal nearly everywhere! Reviewed on: 16th April 2026

Amazing experience, using it everywhere

5
Amazing experience, using it everywhere Reviewed on: 16th April 2026

Paypal credit is a great way to spread the cost, and...

5
Paypal credit is a great way to spread the cost, and is quite flexible to pay more than min payment, so reduce the interest. Reviewed on: 16th April 2026

Excellent flexibility and rates...

5
I enjoy the flexibility of payments that PayPal gives me and the long 0% fir 4 months Reviewed on: 16th April 2026

Perfect.

5
Very helpful polite customer service. Reviewed on: 16th April 2026

Mega convenient for online shopping

5
Easy to use, accepted widely, with good protection. What more could you want. Reviewed on: 16th April 2026

PayPal is a great, simple payment method.

5
PayPal is a great, simple payment method. And the pay in three and later options have always been helpful. Reviewed on: 16th April 2026

Trustworthy and reliable

5
Quick money transactions, easy control and very helpful customer service. Reviewed on: 16th April 2026

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