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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Excellent service service

Excellent service i am very happy Reviewed on: 16th April 2026

Any issues I've had have been resolved quickly.

Any issues I've had have been resolved quickly. Reviewed on: 16th April 2026

Used to buy a phone, helpful and might be handy in t...

Used to buy a phone, helpful and might be handy in the future for other purchases Reviewed on: 16th April 2026

My experience with paypal credit was excellent.

My experience with paypal credit was excellent. Easy to access during payment. Reviewed on: 16th April 2026

Limit your use with Paypal

Using it for payment, as an online account for paying into and transferring from - this service is great. However the customer service is woeful and communication lacking when they cancel the PayPal credit service I was accepted for and having used for months without notice or reasonable justification Reviewed on: 16th April 2026

I like so much, because I can pay later

I like so much, because I can pay later Reviewed on: 16th April 2026

Easy to use.

Easy to use. Points are a bonus. Reviewed on: 16th April 2026

Easy to manage

I find everything easy to manage, short term credit, instant payments and communication Reviewed on: 16th April 2026

Neutral review

I don’t normally have a board experience what I do sometimes not understand is about a different set ups and how sometimes you can set up a direct debit but sometimes you can’t so then I’ve got to remember to pay. And this is worse since we’ve had the app. Reviewed on: 16th April 2026

PayPal to the rescue!!

PayPal has been helpful for me, even when I don't have money I'm able to make purchases and not get interest for 4 months! Reviewed on: 16th April 2026

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