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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Works for me

Never had an issue and always had a quick answer to queries via customer services. Can't really ask for more. Reviewed on: 16th April 2026

A great platform

The fact that i can spread my repayment across 4 months has helped me avoid interest fees and charges. When I first started and did not understand a thing or two, customer service was quite helpful in guiding me. It’s a fantastic and easy to use platform Reviewed on: 16th April 2026

Easy straightforward,simple to use.

Easy straightforward,simple to use. Reviewed on: 16th April 2026

Loved how easy & convenient PayPal is to use!

Loved how easy & convenient PayPal is to use! Definitely my preferred way to pay. Reviewed on: 16th April 2026

Would recommend

Good costumer service, and hassle free to use Reviewed on: 16th April 2026

A good hassle free service,does exactly as any high...

A good hassle free service,does exactly as any high street bank Reviewed on: 16th April 2026

Always had good service from them.

Always had good service from them. Reviewed on: 16th April 2026

Simple to use and very helpful sorting issues with s...

Simple to use and very helpful sorting issues with sellers Reviewed on: 16th April 2026

I have rarely had any issues when using PayPal

I have rarely had any issues when using PayPal Reviewed on: 16th April 2026

Easy to use with no fuss also a great points...

Easy to use with no fuss also a great points scheme Reviewed on: 16th April 2026

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