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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Very easy to navigate and understand also very safe.

Very easy to navigate and understand also very safe. Reviewed on: 16th April 2026

Great to use when I need more time to pay...

Great to use when I need more time to pay Reviewed on: 16th April 2026

Flexible.

Flexible. More time to pay off debt without interest. Go to app when I need to buy something online on credit Reviewed on: 16th April 2026

Flexible support

Great allowing to split my spending and giving me more flexibility Reviewed on: 16th April 2026

An excellent way to spread the cost on larger items.

An excellent way to spread the cost on larger items. Easy to set up and monitor. Customer service great. Good communication. Reviewed on: 16th April 2026

Easy manage easy use and always when i need

Easy manage easy use and always when i need Reviewed on: 16th April 2026

Resolved an issue quickly when a company we had orde...

Resolved an issue quickly when a company we had ordered from went into administration. Reviewed on: 16th April 2026

Utterly reliable and easy to use

I have used PayPal for eleven years and have experienced only excellent service. I find it clear, easy to use and utterly reliable. It is my financial tool of choice when making complex payments. I would use no other transactional service. Reviewed on: 16th April 2026

Excellent service

It works well and meets expectations Reviewed on: 16th April 2026

Buy now and pay later when on budget

Really needed to buy a printer but could not make the purchase due to a budget but with the credit I could so all in all great. Reviewed on: 16th April 2026

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