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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

easy to read quicklyeasy to understand

easy to read quicklyeasy to understand Reviewed on: 16th April 2026

Excellent customer service very easy to do everythin...

Excellent customer service very easy to do everything in the app trust worthy and stress free purchases. Reviewed on: 16th April 2026

Excellent

Good service, always there for you when is needed. Transactions convenience and always on time. And many many more. Reviewed on: 16th April 2026

Very easy

Very easy to use and do many different options Reviewed on: 16th April 2026

Easy to use jo

Easy to use and easy to pay for goods Reviewed on: 16th April 2026

Easy to use and instantly available.

Easy to use and instantly available. Works well for short-term purchases with 0% offers, but interest is high if you don’t repay on time. Best used with discipline. Reviewed on: 16th April 2026

Found to be very good so far xxxxxxxxxxxxxxxxxxxxxxx...

Found to be very good so far xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx. Reviewed on: 16th April 2026

Loving the PayPal credit at 0%

The ease of making a larger purchase without having all the money for it and still paying it back at no extra cost is amazing! Reviewed on: 16th April 2026

Excellence service

Excellent customer service always sorted my problems out if I had a problem Reviewed on: 16th April 2026

Ican do practically anything now througPayPal and...

I can do practically anything now through PayPal and not have any worries about payments being made, recovered and also direct debits for credit. Use it all the time, very impressed with this service. Reviewed on: 16th April 2026

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