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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Just one bad experience missed payment by couple of...

Just one bad experience missed payment by couple of hours due to moving bank and was heavily charged. Reviewed on: 16th April 2026

The credit facility is great - its made everything f...

The credit facility is great - its made everything far easier for me Reviewed on: 16th April 2026

I had a good customer service since I was a member a...

I had a good customer service since I was a member and I have been very impressed with the service and everything I have done in the website up to date Reviewed on: 16th April 2026

PayPal Best way to pay

PayPal always gives protection for your purchases Reviewed on: 16th April 2026

Martin’s Review

Been using PayPal for 17 years, excellent overall experience in that time. Secure and efficient. Reviewed on: 16th April 2026

Fantastic for more expensive items.

Fantastic for more expensive items. Reviewed on: 16th April 2026

PayPal credit

Easy.to use,sometimes card doesn't work Reviewed on: 16th April 2026

I love how my credit limit increases and helps me in...

I love how my credit limit increases and helps me in my future purchases. Reviewed on: 16th April 2026

Very helpful ...

Any time I have phoned people have always been polite friendly and respectful and helpful and kept with me until problem solved Reviewed on: 16th April 2026

I like PayPal would be understatement

I like PayPal. It’s been there for me when I’ve needed it the most!never had to use their customer service so can’t judge on that one, absolutely love their “pay in 3” and “4 months 0%” as it helps a lot! The newest upgrade of virtual credit card that I can add to my Apple/android pay also stunning for those quick purchases you don’t have other cards on your person! My credit limit has not gone up, but hope it will soon! Not sure how they do their reviews BUT everything being said - better to be safe than sorry! I find the repayments that are on normal credit aren’t as pricey as other mainstream lenders and I feel much more at ease using PayPal credit. I’m also very impressed more and more retailers and other businesses use PayPal payment option! Reviewed on: 16th April 2026

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