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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

So easy to use.

5
So easy to use. Approved right away and customer service is always on hand if ever you have a issue Reviewed on: 16th April 2026

Easy and convenient way of banking and transactions

5
Easy and convenient way of banking and transactions Reviewed on: 16th April 2026

Outstanding service overall, no complaints at all.

5
Outstanding service overall, no complaints at all. 10)10 Reviewed on: 16th April 2026

Simple to use.

4
Simple to use. App shows most of the information you require and easy to manage. Refunds are easy when you need them and generally not had any issues. Reviewed on: 16th April 2026

Thrust full and reliable, always there when needed.

5
Thrust full and reliable, always there when needed. Reviewed on: 16th April 2026

The best payments app for all kinds of transactions

5
The best payments app for all kinds of transactions Reviewed on: 16th April 2026

PayPal is the best wallet.

5
PayPal is very easy to use and never have a problem with it, any issues can be resolved in few minutes through issue solving Centre.. also pay in three is a great way to buy things and divide the cost. Accepted almost everywhere and can use any card or account you prefer to pay from by adding it to PayPal account. Thanks for the great service. Reviewed on: 16th April 2026

Straight forward application and easy to understand

5
Straight forward application and easy to understand Reviewed on: 16th April 2026

Fab and easy to use for online payments.

5
Fab and easy to use for online payments. Reviewed on: 16th April 2026

Fraud Investigations

5
When I have been frauded over an online transaction, PayPal have always refunded me my money and supported me throughout. Reviewed on: 16th April 2026

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