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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

My opinion

I really like using PayPal because it makes transactions incredibly smooth and fast. The short term credit options, such as Pay in 3, are a total game changer, allowing me to manage my budget more effectively without any hassle. Highly recommended Reviewed on: 16th April 2026

All perfect !

All perfect !!! Thank you very much Best regards Reviewed on: 16th April 2026

Excellent at solving transaction issues promptly.

Excellent at solving transaction issues promptly. Overall good provision of all services Reviewed on: 16th April 2026

Paypal is easy to use

It's easy to use. When I have had a problem it has been resolved quickly. Reviewed on: 16th April 2026

Shopping

I've been using PayPal for years when shopping on eBay Reviewed on: 16th April 2026

Paypal has been reasonably useful although very easy...

Paypal has been reasonably useful although very easy to use so therefore easier to get into debt and getting out is slightly harder Reviewed on: 16th April 2026

Simple and quick to get using it.

Simple and quick to get using it. Sometimes makes it difficult to not make PayPal credit the default payment method but as long as you're aware they will try and trick you then you can change your settings and it won't affect you again. Easy to pay, easy to use. I use often and it's more convenient than the credit card for online purchases Reviewed on: 16th April 2026

I find the use of the credit card very easy.

I find the use of the credit card very easy. There is a clear display of what I have used it for and what my payments have gone yowards, before any interest is applied. This allows me to pay the debt early monopolising on the 4 months intrest fee condition. Reviewed on: 16th April 2026

Paypal credit

Straightforward experience setting up Reviewed on: 16th April 2026

Easy uncomplicated Paypal Credit

Just so easy to use with no hidden surprises. Great service with no hiccups. Reviewed on: 16th April 2026

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