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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Great experience, reliable, fast and transparent

5
Great experience, reliable, fast and transparent Reviewed on: 16th April 2026

Feel safe to pay knowing if something goes wrong Pay...

5
Feel safe to pay knowing if something goes wrong PayPal will cover my back Reviewed on: 16th April 2026

Pay pal is great and always there if uou need it

5
I've never had a problem with PayPal but I know that if I did it would be sorted out which is great when you pay for something you can spread the cost or pay in one Reviewed on: 16th April 2026

I’ve used PayPal for 14 years no problems ever

5
I’ve used PayPal for 14 years no problems ever Reviewed on: 16th April 2026

Good experience dealing with account transaction que...

5
Good experience dealing with account transaction queries Reviewed on: 16th April 2026

Good service

5
I made a double transaction and PayPal sorted it out for me. I would miss not having paypal it helps with payments sometimes. Reviewed on: 16th April 2026

Excellent trustworthy

5
Excellent trustworthy to use with out any stress Reviewed on: 16th April 2026

Safe and reliable

5
Used paypal for years. Safe way to make transactions. Reviewed on: 16th April 2026

Love paypal safe and easy to use pay in 3 comes in u...

5
Love paypal safe and easy to use pay in 3 comes in useful as does having the credit brilliant Reviewed on: 16th April 2026

PayPal doesn’t allow sellers to cheat you.

5
PayPal doesn’t allow sellers to cheat you. They’ve been always on my side. I DONT shop with any store that doesn’t accept PayPal and that’s a fact . They’re extremely reliable Reviewed on: 16th April 2026

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