Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

View other PayPal products

4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181153)

Very handy

I’ve never had a bad experience with PayPal, PayPal cred is also very handy when ordering stuff, I’ve had PayPal for several years now and it’s always been reliable and easy to use, either buying something online or paying someone PayPal has been great. Reviewed on: 16th April 2026

Labai vislas tvarkingai ir laiku.

Labai vislas tvarkingai ir laiku.nenuturiu jokiu problemu..rekomenduoju Reviewed on: 16th April 2026

Great Service

I have been using PayPal and PayPal Credit for several years now and have found the service seamless. When I have used customer support it has never been an issue. Reviewed on: 16th April 2026

Easy to use very customer service is amazing

Easy to use very customer service is amazing Reviewed on: 16th April 2026

Easy accessible

Very easy to use, to pay at event, contribute for friends leaving and eating together. Reviewed on: 16th April 2026

Trustful money provider

Always when i need it, easy to use. And I like program pay in 3 Reviewed on: 16th April 2026

Its trustworthy.

Its trustworthy. If you have problem you know there is some one to help. Reviewed on: 16th April 2026

Helpful customer service

Always had brilliant service from paypal Reviewed on: 16th April 2026

I don’t understand the charge of £12

I don’t understand the charge of £12 Reviewed on: 16th April 2026

Thank you paypal

Have helped me purchase items and pay in easy instalments has helped so much Reviewed on: 16th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Payments
from PayPal 4.72 from 3854 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101310 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub