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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Easy set up.

Easy set up. Good payment options, especially the 0% interest period on larger purchases. Setting regular payments to suit your budget is easy so not missed repayments or expected charges. Reviewed on: 16th April 2026

I usually use the PPC for tools or parts purchase,...

I usually use the PPC for tools or parts purchase, very handy and easy option, I like it Reviewed on: 16th April 2026

PayPal is quick, convenient and most importantly secure

I use PayPal a lot and it’s quick and convenient. I pay outright, I use the pay in 3 instalments regularly, I have subscriptions paid through it and I have used it to transfer money directly to friends and family. It is definitely an important part of my financial support and control mechanism. Reviewed on: 16th April 2026

Quickest resolution over any issues.

When encountering a problem a year or so ago it was refreshing to be able to actually speak to someone who understood exactly what the issues were and everything was resolved very quickly. Reviewed on: 16th April 2026

PayPal, the best Safe Secure payment method

PayPal is the most secure and safe method I’ve ever had to purchase items online. The option to pay in three with no interest has been a life saver and PayPal credit has also been there when I have needed it. The customer service has always been there for me and have assisted me in a friendly and professional way every time I have had to make contact. PayPal! Simply wouldn’t know what to do without it. Reviewed on: 16th April 2026

Very easy to use , I find it a safe way to purchase...

Very easy to use , I find it a safe way to purchase good , and excellent customer service Reviewed on: 16th April 2026

Peace of mind for protection the money

Peace of mind for protection the money Reviewed on: 16th April 2026

Excellent brilliant and easy to use

Excellent brilliant and easy to use Reviewed on: 16th April 2026

I've used Paypal for a number of years and I have fo...

I've used Paypal for a number of years and I have found they are a sound and reliable source to handle anything I ask them to do. The site is easy to navigate and safe to use. Reviewed on: 16th April 2026

Better than thought.

Better than thought. From purchase to customer service Reviewed on: 16th April 2026

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