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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

A great and easy way to pay

It’s a great and easy way to pay, it’s simple to use and I don’t have to carry my cards with me as everything is stored in my account. I like the fact you can pay in instalments if you want and the buyer protection. Reviewed on: 16th April 2026

Quick service and just what I need

Quick service and just what I need Reviewed on: 16th April 2026

Paypal is a fantastic service to use, as I like the...

Paypal is a fantastic service to use, as I like the fact that it gives me protection when making purchases. And keep track of my spending through the app. Reviewed on: 16th April 2026

Secure online shopping.

Use PayPal for all online shopping. I feel it makes my purchase more secure. Reviewed on: 16th April 2026

PayPal credit is excellent and easy to use

PayPal credit is excellent and easy to use Reviewed on: 16th April 2026

Future of Spending

Fast, quick, easy, great offers it's become the normal way I spend money now Reviewed on: 16th April 2026

I'm building my company with PayPal Credit

I'm building my company slowly and I'm using constantly PayPal Credit to buy new tools, the best thing is, I can make a payment anytime and my credit limit is able to reuse straight away. The PayPal app is very easy to understand and to use . Reviewed on: 16th April 2026

My credit was approved in a relatively short amount...

My credit was approved in a relatively short amount of time which allowed me to take advantage of a great deal with favourable payment terms Reviewed on: 16th April 2026

Always super easy and convenient to use.

Always super easy and convenient to use. Feels safe and secure to use without having to worry. Reviewed on: 16th April 2026

Fast and easy to transact plus you get flexible paym...

Fast and easy to transact plus you get flexible payments on higher purchases Reviewed on: 16th April 2026

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