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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

So easy to apply.

So easy to apply. Great service. Reviewed on: 16th April 2026

Easy and fast and secure payment, with rest of mind.

Easy and fast and secure payment, with rest of mind. Reviewed on: 16th April 2026

trust worthy

always feel safe using paypal knowing my spending is protected Reviewed on: 16th April 2026

Will only pay online through paypal

I love paypal, i wont purchase things unless I can do it through PayPal. Its safe and if there is any issues they are really good at sorting it. They have different ways you can pay like the pay in 3 so a larger payment is easier to manage Reviewed on: 16th April 2026

Extremely reliable.

Extremely reliable. Always takes my payments without any technical issues. Confident and available for majority of retailers. I always feel safe using their services. Reviewed on: 16th April 2026

Great security for online shopping

Great security for online shopping Reviewed on: 16th April 2026

They offer very convenient and user-friendly service...

They offer very convenient and user-friendly services to customers, and the process is quick and smooth with them. It’s much more reliable than any other credit card Reviewed on: 16th April 2026

My experience with PayPal has really been poor, I ca...

My experience with PayPal has really been poor, I can add money to the whenever I want and they don't always follow their due date to take money, this has led to failure in paying back to the account. I believe they can do better to improve their service. Reviewed on: 16th April 2026

Easy to use and navigate and helps being able to pay...

Easy to use and navigate and helps being able to pay in installments Reviewed on: 16th April 2026

PayPal and PayPal credit fantastic payment option

I find PayPal credit very useful for spreading cost of purchases. I have used PayPal for very many years since my early days shopping at eBay. I have however expanded my use over the last years to so many of my online purchases at many retailers. It’s very reassuring that they offer consumer protection with qualifying purchases. I think I might even take advantage of PayPal card option that they also offer. Reviewed on: 16th April 2026

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