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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

It's really nice and true app thank you for the give...

It's really nice and true app thank you for the give me a best service Reviewed on: 16th April 2026

Helpful all the way

Found it easy to purchase products & for refunds Reviewed on: 16th April 2026

Very easy to apply for.

Very easy to apply for. Reasonable amount of credit given. The opportunity 0% interest over months on purchases is excellent. Reviewed on: 16th April 2026

PayPal is always there to give me peace of mind when...

PayPal is always there to give me peace of mind when spending. They give me the assurance that if I don’t receive the item or service I bought they are there to help me to get my money back with their amazing customer service team. Reviewed on: 16th April 2026

My experience with PayPal has been wonderful and good.

My experience with PayPal has been wonderful and good. Reviewed on: 16th April 2026

Paying with PayPal is so easy and reassuring for me.

Paying with PayPal is so easy and reassuring for me. It's really helpful being able to split my payments interest free. I use it all the time. It's secure and very handy. Reviewed on: 16th April 2026

Majority of retail except PayPal.

Majority of retail online except PayPal when I’m shopping online when I have problems with items that don’t arrive is easy to open a dispute Reviewed on: 16th April 2026

An excellent option for paying in instalments.

An excellent option for paying in instalments. I only scored customer service as neutral because I have never needed this service. Reviewed on: 16th April 2026

Any problem I’ve ever encountered it has been resolv...

Any problem I’ve ever encountered it has been resolved the same day. Reviewed on: 16th April 2026

Good and easy

Good and easy to make payment through contactless Reviewed on: 16th April 2026

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