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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181153)

Excellence in the making

I am very well supported in all my patients and refunds. Reviewed on: 16th April 2026

Payment is very easy and many choose

Payment is very easy and many choose Reviewed on: 16th April 2026

Never had a bad experience with PayPal and i always...

Never had a bad experience with PayPal and i always received help/ advice if i ever needed it. Reviewed on: 16th April 2026

It is really helpful to purchase something expensive

It is really helpful to purchase something expensive Reviewed on: 16th April 2026

Never had any problems.

Never had any problems. Any issues ive had have been resolved fairly and diligently. Reviewed on: 16th April 2026

Trustworthy and Excellent Service

I have had great experience over the years . Reliability, trustworthyness , efficiency in transaction tracking , refund processing and dispute resolution stand out. Reviewed on: 16th April 2026

Loan help for me

Very easy to use my account . And alvays available Reviewed on: 16th April 2026

Go to for short term purchases

PayPal credit is excellent for short term purchases with the 0% rate it offers - it’s my go to method . It particularly makes new clothing affordable for me . In the event of a query it’s very much a diy sort it out but I guess that’s how they can provide cheap credit by not having a huge bill for human services? This is my only apprehension and why I limit my use to straightforward and fewer transactions Reviewed on: 16th April 2026

Very good service

PayPal was very useful in spreading the cost of hotel bills I needed to book & for hiring a car when my car was off the road Reviewed on: 16th April 2026

I’ve had a very good experience with PayPal Credit.

I’ve had a very good experience with PayPal Credit. It’s a convenient and flexible way to manage payments, especially for larger purchases. The process is simple, and everything is easy to track through the app. I appreciate how quick and smooth transactions are, and it gives me extra peace of mind when shopping online. The option to spread payments has been really helpful for managing my finances without stress. Overall, a reliable and user-friendly service that I would recommend to others. Reviewed on: 16th April 2026

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