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PayPal: PayPal Credit reviews

4.73
Based on 181,153 reviews, last reviewed 21st Sep 2026
62% decrease in 5 star reviews
in the past 90 days
49% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026
Glebs D's avatar
Glebs D

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181153)

Overall a good system to pay off goods purchase.

4
Overall a good system to pay off goods purchase. Reviewed on: 16th April 2026

Very nice app I recommend ever to use this one...

5
Very nice app I recommend ever to use this one Reviewed on: 16th April 2026

Always a good choice for secure payments

5
Always a good choice for secure payments Reviewed on: 16th April 2026

Found them very good and reliable great service

5
Found them very good and reliable great service Reviewed on: 16th April 2026

perfect payment partner

5
Anytime I need to smaller my payments in purchases, PayPal splits them into 3 small pieces for me to swallow easily. And for big buys PayPal credits does the 4 months interest free or longer payment plans with affordable rates Reviewed on: 16th April 2026

Great service.

5
Great service. Always on time. Friendly service. Reviewed on: 16th April 2026

A safe transaction with Pay Pal.

5
I always feel safe when buying on line with pay pal. Reviewed on: 16th April 2026

Fantastic service.

5
Fantastic service. I'm very happy with PayPal credit opinion. Reviewed on: 16th April 2026

Pay pal has been there in times of need after having...

5
Pay pal has been there in times of need after having a new baby Reviewed on: 16th April 2026

Exellent

5
The intetest free option is good.It easy to use Reviewed on: 16th April 2026

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