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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181153 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

It’s always valuea great experience

It’s always a great experience when using PayPal, especially when using paying three Reviewed on: 16th April 2026

I have always found using PayPal a great way to prot...

I have always found using PayPal a great way to protect your purchases Reviewed on: 16th April 2026

Fantastic service will use it again

Fantastic service will use it again Reviewed on: 16th April 2026

PayPal Customer Service has always been very helpful.

PayPal Customer Service has always been very helpful and understanding. They are competent too! Reviewed on: 16th April 2026

When I needed help

When I needed help about money that accompany that owed me it was through PayPal. I’ll ring up PayPal to help me and they resolved the situation which was really helpful and I was scared if I was going to lose it a lot but with their Protection is always amazing to stay with paper. They always have your back. Reviewed on: 16th April 2026

very good services and goid quality

very good services and goid quality Reviewed on: 16th April 2026

It's as useful as any credit tool, but pay in three...

It's as useful as any credit tool, but pay in three not interest makes a big difference Reviewed on: 16th April 2026

App is easy to navigate and user friendly.

App is easy to navigate and user friendly. Reviewed on: 16th April 2026

Perfect service

Having PayPal credit helped me in furnishing my new home when I moved. I had no kitchen appliances and zero interest for 12 months really helped spread the cost. Have since upgraded other items in the home using PayPal credit. Reviewed on: 16th April 2026

Practical and intuitive, I have used the app for man...

Practical and intuitive, I have used the app for many years, never had a problem Reviewed on: 16th April 2026

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