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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Amazing credit options

Been using PayPal credit for a while and “ it is amazing for buy now pay later options , you can always rely on it Reviewed on: 16th April 2026

Easy and convenient

Paypal is really Easy and convenient to use. I love it Reviewed on: 16th April 2026

Very good.

Very good. Safe and secured. Easy to use. Reviewed on: 16th April 2026

Hassle free, providing excellent service

Hassle free, providing excellent service Reviewed on: 16th April 2026

Great bank to use for paying online purchases and fa...

Great bank to use for paying online purchases and fast transfer money to friends and families by using emails. Can also use credit account to buy now and pay back in instalments.. Reviewed on: 16th April 2026

Very generous 0% rate for 4 months that helps spread...

Very generous 0% rate for 4 months that helps spread payments Reviewed on: 16th April 2026

It was great experience with paypal.

It was great experience with paypal. Thanks Reviewed on: 16th April 2026

excellent

I had a great experience using paypal, been a member to this app for awhile and there so much more to offer than my bank. Reviewed on: 16th April 2026

Long term PayPal user

Have used PayPal for many years now, both for purchases and credit. Have always been impressed with the services offered Reviewed on: 16th April 2026

PayPal is one of the best ...

PayPal is one of the best nrr we vẻ had any problems with them the app is amazing love it Reviewed on: 16th April 2026

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