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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

The pay in 3 really works for me.

The pay in 3 really works for me. Reviewed on: 16th April 2026

Its good how much it can offer you whether its inter...

Its good how much it can offer you whether its interest free or there and then moeny, i appreciate it a lot Reviewed on: 16th April 2026

Good support prompt transfer of funds, easy to use

Good support prompt transfer of funds, easy to use Reviewed on: 16th April 2026

Very Good experience using PayPal

Very Good experience using PayPal Reviewed on: 16th April 2026

My go to for all purchases .

My go to for all purchases . I look for the sign on all payment options. I know l can rely on them for any discrepancy within purchases. Reviewed on: 16th April 2026

SOS fund

Its so useful for emergency purchases or last minute getaways Reviewed on: 16th April 2026

I always have good experiences with PayPal especiall...

I always have good experiences with PayPal especially in most of my disputes and their methods of payment, assistance here and there are so fantastic. Thanks PayPal Reviewed on: 16th April 2026

Never had a bad experience

Never had a bad experience, the one time I had to call customer service the lady on the phone was incredibly helpful, kind and friendly Reviewed on: 16th April 2026

Pay pal is the way forward for all my life's choices...

Pay pal is the way forward for all my life's choices for making payments Reviewed on: 16th April 2026

I’ve used PayPal and PayPal Credit for years it’s br...

I’ve used PayPal and PayPal Credit for years it’s brilliant, so easy to use Reviewed on: 16th April 2026

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