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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

VARY GOOD

Постоянно пользуюсь PayPal Credit. МНЕ НРАВИТСЯ БНЗОПАСТНОСТЬ. Reviewed on: 16th April 2026

Pushes cashback/points for everyday spending.

Pushes cashback/points for everyday spending. Influencers highlight 3% cashback promos and turning spending into “memories” with PayPal+ Reviewed on: 16th April 2026

Safe and easy

Safe and easy most I like is 4 months no interest Reviewed on: 16th April 2026

Cheapest credit card I've had .

Cheapest credit card I've had . 4 Months interest free on every purchase above £100 Reviewed on: 16th April 2026

Very good: I’m glad I can be of help whenever you ne...

Very good: I’m glad I can be of help whenever you need me. It’s a bit of a shame, though, that some stores still don't accept PayPal, which limits where I can be used. Reviewed on: 16th April 2026

Great company

I've been using PayPal for 20 odd years. No issues. HHad a couple of scam buys which they helped get the money back. Reviewed on: 16th April 2026

Good service and affordable monthly payment, provide...

Good service and affordable monthly payment, provides support Reviewed on: 16th April 2026

amazing service, everytime I had any challenges serv...

amazing service, everytime I had any challenges service has been perfect Reviewed on: 16th April 2026

PayPal have always given me excellent service

PayPal have always given me excellent service Reviewed on: 16th April 2026

Easy to setup and use for larger purchases

Easy to setup and use for larger purchases Reviewed on: 16th April 2026

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