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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Excellent, Reallt easy to set up

Excellent, Reallt easy to set up Reviewed on: 16th April 2026

I have mainly had a positive experience when using P...

I have mainly had a positive experience when using PayPal credit, but when I did experience a problem, it was difficult to navigate the help questionnaire. Otherwise, I am happy to use PayPal. Reviewed on: 16th April 2026

The buy now and pay over 4 months interest free is e...

The buy now and pay over 4 months interest free is excellent and helps manage large unexpected payments Reviewed on: 16th April 2026

PayPal BEST FOR MY PAYMENT Will use it anytime

PayPal BEST FOR MY PAYMENT Will use it anytime Reviewed on: 16th April 2026

Easy to use, perfect services and great customer ser...

Easy to use, perfect services and great customer service Reviewed on: 16th April 2026

I use PayPal credit for everything and it’s really u...

I use PayPal credit for everything and it’s really useful especially when building your credit history Reviewed on: 16th April 2026

I’ve enjoyed how simply it is for me to use

I’ve enjoyed how simply it is for me to use Reviewed on: 16th April 2026

Always get a good experience, I’m able to pay for my...

Always get a good experience, I’m able to pay for my transactions with ease. The payments are easy to pay back and manageable Reviewed on: 16th April 2026

Amazing, it is the thing that there is available out...

Amazing, it is the thing that there is available out there Reviewed on: 16th April 2026

I have always found PayPal extremely easy to use.

I have always found PayPal extremely easy to use. I have had two occasions where I’ve needed to query a payment and they assisted me efficiently and quickly. I would highly recommend PayPal as a form of payment. Reviewed on: 16th April 2026

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