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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,153 reviews, last reviewed 21st Sep 2026

62% decrease in 5 star reviews

in the past 90 days

49% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really good and flexible account Really good and flexible account, easy to manage and view. I like that I can easily manage my transactions and use pay in 3 option that gives me more ... Read more Reviewed on: 21st September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

great for budget-conscious mum

always use it as it gives me flexibility with my budgeting Reviewed on: 16th April 2026

Great costumer service

I joined in 2015 and never had any problems. Everytime I contacted the customer service for a query, I akways been answered with professionalism Reviewed on: 16th April 2026

Great service would highly recommend

Always helpful app easy to use customer service great never had any problems. Very useful having pay in 3 and pay pal credit and now you can have cards can shop anywhere even in shops or online . Reviewed on: 16th April 2026

Easy to use, gives several different options for pay...

Easy to use, gives several different options for payments. Keeps me updated on any changes and other options availale. I've not had any negative experiences so far. Reviewed on: 16th April 2026

PayPal makes life easier with there payment protect...

PayPal makes life easier with there payment protection and there PayPal credit, it is so helpful shopping online Reviewed on: 16th April 2026

My experience was overall good eoth PayPal

My experience was overall good eoth PayPal. Reviewed on: 16th April 2026

They are brilliant answer straight away or leave mes...

They are brilliant answer straight away or leave message and they get back very helpful very understanding good polite staff Reviewed on: 16th April 2026

Fab experience with using PayPal

Great experience with PayPal easy to use Reviewed on: 16th April 2026

I've never had any problems with PayPal

I've never had any problems with PayPal Reviewed on: 16th April 2026

Always good customer service.

Always good customer service. love that they ask before they higher my limit. Reviewed on: 16th April 2026

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