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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

satisfaction

My satisfaction is full used to you financial services Reviewed on: 16th April 2026

Problem solving

Most time straight process but you can have the odd issue this could mean wait time for responce. Reviewed on: 16th April 2026

Refund process is quick

They processed the refund I got from Qatar airways in just 1 day Reviewed on: 16th April 2026

Very good 9

Very good service since I started using PayPal Reviewed on: 16th April 2026

Flexible

It's handy and there's a choice of pay now or split payments with no interest. It's safe, I love it Reviewed on: 16th April 2026

Was an easy process to get PayPal credit and was rem...

Was an easy process to get PayPal credit and was reminded well in advance of when payments were due Reviewed on: 16th April 2026

Its easy to use and east t pay sa well

Its easy to use and east t pay sa well Reviewed on: 16th April 2026

Very helpfull.

Very helpfull. Easy access to app. Just Great! Reviewed on: 16th April 2026

Very easy to apply for credit and the bonus is it’s...

Very easy to apply for credit and the bonus is it’s always there if you need it. I’ve used it a few times to help me budget and pay got a holiday. Reviewed on: 16th April 2026

PayPal experience has been great, and it made it eas...

PayPal experience has been great, and it made it easier to buy something more expensive. Reviewed on: 16th April 2026

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