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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Very good experience

Transactions are fast , I like the zero interest option, but I wish the credit amount will go higher faster. I spent years on £1200 credit limit which affect my credit score as well. Reviewed on: 16th April 2026

Easy to use everywhere

Easy to use but as with everything interest rates could be a little lower Reviewed on: 16th April 2026

Quick and easy to use love using PayPal for everything

Quick and easy to use love using PayPal for everything Reviewed on: 16th April 2026

Easy and always good to have

It was very easy being already approved. Easy to change the direct debits. Reviewed on: 16th April 2026

Fantastic to have as safe way to pay.

Fantastic to have as safe way to pay. Reviewed on: 16th April 2026

It was very easy to sign up and I had a result insta...

It was very easy to sign up and I had a result instantly! Reviewed on: 16th April 2026

Interest free for the first 3 months on purchase and...

Interest free for the first 3 months on purchase and pay in 3 Reviewed on: 16th April 2026

The best one of the world and good service

The best one of the world and good service Reviewed on: 16th April 2026

I have always had a good experience with pay pal.

I have always had a good experience with pay pal. Quick and easy to send money, the pay pal credit is a good option to use and the pay in 3. All great services to be able to use Reviewed on: 16th April 2026

Great experience with customer service

Great experience with customer service Reviewed on: 16th April 2026

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