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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Good experience, using for many years

Good experience, satisfied costumer, using for many years Reviewed on: 16th April 2026

Good value for big purchases.

Good value for big purchases. That’s it Reviewed on: 16th April 2026

Never had a problem with PayPal and used it for...

Never had a problem with PayPal and used it for years, Reviewed on: 16th April 2026

It was simple and quick to use.

It was simple and quick to use. It uses good security to confirm purchase payments. Reviewed on: 16th April 2026

Never any issues, always used paypal to pay online.

Never any issues, always used paypal to pay online. Recently used paypal credit for a mobile phone purchase too which was easy to do. Reviewed on: 16th April 2026

I have never had any issues with PayPal.

I have never had any issues with PayPal. Always a great service Reviewed on: 16th April 2026

Always had good service from Paypal if ever had a pr...

Always had good service from Paypal if ever had a problem with a transaction customer service have it sorted out quickly Reviewed on: 16th April 2026

Slow progress on chargeback claim.

Slow progress on chargeback claim. Reviewed on: 16th April 2026

Love pay in 3, helps budget for unexpected

Love pay in 3, helps budget for unexpected Reviewed on: 16th April 2026

Very easy , professional, happy with service

Very easy , professional, happy with service Reviewed on: 16th April 2026

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