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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Paypal not just an amazing finance provider but also...

Paypal not just an amazing finance provider but also the best from all other finance companies. They have amazing customer service!! And the app is so easy to use to get in contact is so easy too!! Just the best Reviewed on: 16th April 2026

Excellent

I’ve used PayPal Credit for a while now, and overall it’s been a convenient way to spread the cost of purchases, especially with the interest-free periods they sometimes offer. The application process was straightforward, and it integrates seamlessly with PayPal, which makes checkout quick and easy. Reviewed on: 16th April 2026

PayPal has always been efficient & easy

PayPal has always been efficient, easy to use and customer service when needed has always been welcoming and helpful. Reviewed on: 16th April 2026

It’s good and easy to understand

It’s good and easy to understand Reviewed on: 16th April 2026

It's the greatest service for daily banking I've eve...

It's the greatest service for daily banking I've ever used Reviewed on: 16th April 2026

Easy to use credit with safeguards for scams.

Easy to use credit with safe payments. Ive had a few scam purchases and chinese companies that don't accept refunds and I got my money back swiftly and easily. Reviewed on: 16th April 2026

Reliable and Convenient Payment Platform

I’ve been using PayPal for a years now, and it’s been a very reliable way to send and receive money. The platform is easy to navigate, and transactions are usually quick and secure. I especially like how widely accepted it is for online payments, which makes shopping and business transactions much more convenient. Another great feature is the added layer of security, as you don’t always have to share your card details directly with sellers. Customer support has also been helpful whenever I’ve had minor issues. Overall, PayPal is a trustworthy and efficient payment solution that I would recommend to anyone looking for a simple way to manage online payments. Reviewed on: 16th April 2026

Great service

So far great service, no complaints at all Reviewed on: 16th April 2026

They make purchasing items extremely easy!

They make purchasing items extremely easy! Reviewed on: 16th April 2026

Used paypal for years.

Used paypal for years. Wouldn't use anyone else Reviewed on: 16th April 2026

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