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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181154)

Incredible holiday...

5
Was able to spread the cost of my holiday over three payments it meant that we could go on holiday Reviewed on: 16th April 2026
Kevin J's avatar
Kevin J

I have been with PayPal for 10 years now and it has...

5
I have been with PayPal for 10 years now and it has been excellent Reviewed on: 16th April 2026
Eki G's avatar
Eki G

It’s so easy to buy or get refunds and use the app.

5
It’s so easy to buy or get refunds and use the app. You get alerts which I love as it reminds me Reviewed on: 16th April 2026
tinathornton281@gmail.com's avatar
[email protected]

Easy to use.

5
Easy to use. Excellent customer service and clear terms and conditions. Reviewed on: 16th April 2026
Louise Cox's avatar
Louise Cox

Great safe service.

5
Great safe service. great options to pay later and most importantly the safest way to shop online. PayPal make it very easy to challenge companies which that have not fulfilled a service /have attempted to rip you off. PayPal are always my first option when shopping online and I’ve referred it to many friends/family . Reviewed on: 16th April 2026
TC's avatar
TC

My Pay Pal

5
Never had an issue using paypal and their services. Reviewed on: 16th April 2026
Ripco's avatar
Ripco

Customer service is always helpful.

5
Customer service is always helpful. Reviewed on: 16th April 2026
G C's avatar
G C

Easy to use.

5
Easy to use. All queries dealt with promptly. Reviewed on: 16th April 2026
Winning's avatar
Winning

Excellent and good service helpfull customer service

5
Excellent and good service helpfull customer service Reviewed on: 16th April 2026
Hanimi R's avatar
Hanimi R

No hassle, simple and convenient

5
No hassle, simple and convenient Reviewed on: 16th April 2026
Pete's avatar
Pete

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