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PayPal: PayPal Credit reviews

4.74
Based on 132,672 reviews, last reviewed 10th Jun 2026
3767850% increase in 5 star reviews
in the past 90 days
10650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good good sarvice very very good Very good good sarvice bgggvccbnn Reviewed on: 10th June 2026
Bablu A's avatar
Bablu A

Latest lowest rating:

2

Paid for an item that never came with proof from par... Paid for an item that never came with proof from parcel company and sellers instant chat but still didn't get a refund!!! Reviewed on: 9th June 2026
Beep 's avatar
Beep

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (132672)

The safety of online spending is a godsend

5
The safety of online spending is a godsend Reviewed on: 7th June 2024

Good customer service.

5
Good customer service. Easy to get credit. Easy way to pay for things Reviewed on: 7th June 2024

A loyal user over 22 years

5
All is well but getting hold of the customer services is bit tricky. Reviewed on: 7th June 2024

Room for improvement

5
Need to speed up the direct debit process Reviewed on: 7th June 2024

Happy with service provided safe and secure

5
Happy with service provided safe and secure Reviewed on: 7th June 2024

Great all round very easy to use and well...

4
Great all round very easy to use and well designed UX Reviewed on: 7th June 2024

Always helped me out and easy to pay off

5
Always helped me out and easy to pay off Reviewed on: 7th June 2024

I use PayPal credit when I nee to and it’s very easy.

5
I use PayPal credit when I nee to and it’s very easy. Reviewed on: 7th June 2024

It’s so great!

5
It’s so great! And helps me manage my finances Reviewed on: 7th June 2024

Superb Customer service

5
Customer service was superb when I had to report being scammed by a fake company in 2023. Very helpful, informative and prompt. Highly recommended. Reviewed on: 7th June 2024

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review