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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181154)

Easy to use interest free credit

Easy to use to finance some larger household purchases we have made allowing us to spread the cost interest free. Reviewed on: 16th April 2026

I don't have much to say except I'm happy with how t...

I don't have much to say except I'm happy with how things are working Reviewed on: 16th April 2026

customer service

Very good customer service and support. Reviewed on: 16th April 2026

PayPal is the best reliable payment option

You notify me when a payment is due. I love using PayPal so i am not giving my card details to anyone. You are a trusted and fab way of buying items and spreading the cost Reviewed on: 16th April 2026

Have been a PayPal user for many years.

Have been a PayPal user for many years.I have always received a first class customer service and on the rare occasion I have had to raise an issue regarding payments etc they have always been dealt with quickly and without fuss. Reviewed on: 16th April 2026

PayPal is a reliable and secure way to pay or to req...

PayPal is a reliable and secure way to pay or to request money from. Reviewed on: 16th April 2026

Easy to use

Try easy to use. Very convenient and safe. Reviewed on: 16th April 2026

Great easy access service very reliable

I’ve had no issues using the PayPal credit app, easy service and clear information visible. Reviewed on: 16th April 2026

Excellent from start to finish, no worries or issues...

Excellent from start to finish, no worries or issues, able to check remaining balance with ease, support is one of a kind and always able to help. Reviewed on: 16th April 2026

Safety first

I feel safe spending money online with the procedures in place Reviewed on: 16th April 2026

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